THE FUTURE OF INTERNATIONAL PAYMENT SYSTEMS: FORECASTS AND SCENARIOS
Abstract
This article provides a scientific and analytical analysis of the future development prospects of international payment systems in the context of globalization and digital transformation. The study examines the impact of real-time payments, blockchain and distributed ledger technologies, central bank digital currencies (CBDCs), cybersecurity, international standards, and financial inclusion on the global payment infrastructure. In addition, possible development scenarios for international payment systems are formulated, and strategic conclusions are drawn for developing countries, including Uzbekistan.
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